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car insurance

My DIL is trying to get car insurance for her and my son since they got married.  My son has a 14 yr old car with liability only/no accidents or tickets.  She has an accident on her record, a 4 year...

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Re: car insurance

Seems high to me too, but I do agree a lot of the cost may depend on where you're located down to zipcode.  My husband and I are on our policy, we both have full coverage for our 10-year-old cars and...

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Car insurance rates also depend heavily on credit scores. My husband is an insurance agent and if you have a poor credit score, it doesn't matter how perfect your driving history is, or how old your...

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We have full coverage on 2 seventeen year old cars and pay less than $100/month. Our insurance went up since we moved to the Dallas area, but even with full coverage on those 2 vehicles and a sports...

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I have full coverage on a 2006 sedan, clean record and pay around $800 a year. I should look at dropping it down since my car is so old.

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We have full coverage on a 05 and 06 and pay $650 every 6 months with progressive. We had a claim about a year ago. DH rolled into the car in front of him and punctured his bumper on her trailer hitch.

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Seems high, but as mentioned before, it depends on where you live.  It pays to shop around.  DD22 had an fender bender accident a few months ago, and Progressive wanted to raise her rates from...

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Re: car insurance

No matter where she is living, she should shop around. There are really too many variables for anyone to know if that is a high number. (like her accident, how old they both are, any points on her...

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YFancyPants wrote:As stated above, quite a lot depends on where they live. Not only state but also area (urban vs rural). "States that don't require insurance"??? Pretty sure there aren't any of...

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Liability is required in Tennessee as far as I know.

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Re: car insurance

Yes, liability is required in Tennessee. And either the state or Shelby County, I can't find the article right now, just passed a new law with severe penalties for not having liability insurance.

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camarokap wrote:Liability is required in Tennessee as far as I know.It is now, but it wasn't always. I think it changed maybe 10 or 15 years ago.

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I was rear-ended over 30 years ago in Memphis, by a kid who was driving an uninsured family car; my insurance company got the whole family's registration pulled until they proved to me that they had...

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Re: car insurance

jeezie creezie wrote:camarokap wrote:Liability is required in Tennessee as far as I know. It is now, but it wasn't always. I think it changed maybe 10 or 15 years ago. I was in an accident in...

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We pay $383/month for four vehicles and a pop-up camper, but we have full coverage on three of the four cars, and kids (21 year old DD, 19 year old DS).

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Re: car insurance

poohandwendy wrote:No matter where she is living, she should shop around. There are really too many variables for anyone to know if that is a high number. (like her accident, how old they both are,...

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Re: car insurance

Also if they have any state required filings (for being caught without insurance), that will drive up the price.

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They are both 23, and don't really have a credit history yet. I am trying to get her to get the least amount of coverage and the highest deductible possible, for now. And to keep shopping. They are in...

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That seems a bit high, but it may be due to their ages and credit score more than anything else. Their rates will drop quite a bit once they turn 25.

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Re: car insurance

Yeah, I am pretty sure rates for males under 25 are notoriously high. I remember we got some kind of "good student" discount for my insurance, but I was in law school until I was 25 years old, so I...

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Re: car insurance

Agreed - it seems high. We just got joint insurance and it's about $1100 per year for two newer cars both with loans and full coverage. We live in a rather rural area but we both drive more than the...

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